Wells Fargo Financing

The Nick’s Plumbing & Air Conditioning/Wells Fargo Home Projects® credit card allows you to buy today and pay over time, with approved credit by Wells Fargo Bank, N.A., and Equal Housing Lender.

With approved credit from Wells Fargo, you’ll enjoy the following benefits:

• Convenient, equal minimum monthly payments.
• Several flexible financing options.
• Easy online account management.

Click the image below to apply online.

Plus, by taking advantage of Nick’s financing, you won’t use up your existing funding sources, like a home equity line of credit, high-interest credit card, or need to tap into the family’s savings.

Nick’s Plumbing Finance Offers 2025

Sewer & Drain 

* $40 Minimum.

No Interest If Paid In Full With Regular Monthly Payments.  

* No interest if paid in full within 6, 12 or 18 months.

* Monthly Payments of 3.5% of amount financed.

* Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

* Monthly payment is based on purchase price alone excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Ask for details.

* $0 down payment.

The Nick’s Plumbing & Air Conditioning credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases. Minimum monthly payments are required during the promotional 18 month no interest period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. 

Water Repipe 

Whole House Repipe Starting at $165 a month.

Long Term Special Rate With Equal Payments  ($7500 minimum Finance Amount) 

• Convenient regular payments with a reduced rate of 9.99 % APR. 
• Reduced rate of 9.99% APR with regular payments. 
• With a minimum purchase of $7,500.
• $0 down payment.

The Nick’s Plumbing & Air Conditioning credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Regular monthly payments are required during the promotional reduced rate period. 

For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

Tankless Water Heater/Tank Water Heater

Special Rate With Custom Monthly Payments

• Navien/Rinnai Tankless Water Heater starting At $74 a month.
• Rheem/Bradford White/Rinnai Tank Water Heater Starting at $42 a month.
• Reduced rate of 7.90% APR with custom payments.
• Convenient custom payments with a reduced rate of 7.90% APR. 
• $0 down payment.

* Installation area must have proper access, electrical and plumbing features. Additional costs may be incurred. 

HVAC

0% APR with 60 equal monthly payments (HVAC equipment only)

New Trane System requirements 2 Stage Or Communicating. Starting at $343 per month. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Monthly payment is based on purchase price alone excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment.

The Nick’s Plumbing & Air Conditioning  credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Monthly payments of at least 1.75 % of the purchase balance are required during the promotional special rates with custom payments period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions.

Please call Nick’s Plumbing at (713) 868-9907 to find out which financing options are available to you or to learn about special financing promotions.